Rebecca Cruz A new CoinDCX report shows Indian investors moving toward diversified crypto portfolios in 2025, signaling growing maturity and broader adoption across digital assets.
Indian Traders Embrace Broader Crypto Portfolios in 2025
A fresh report from CoinDCX has revealed a notable evolution in investor behavior as Indian traders move beyond single-asset exposure to build more diversified crypto portfolios in 2025. The findings suggest a growing maturity among investors who now see digital assets as an integral part of their broader financial strategy.
The exchange’s latest data highlights that the average user now holds around five tokens in their portfolio, compared to only two or three just three years ago. This upward trend reflects a more balanced investment mindset, where participants are prioritizing diversification over speculation.
CoinDCX co-founder Sumit Gupta noted that the Indian market is already familiar with traditional financial products, making crypto a natural extension of existing investment behavior. The shift marks a major turning point for the country’s evolving digital asset landscape as investors seek to build structured portfolios rather than chase short-term gains.
Layer-1 Tokens and Bitcoin Dominate but Diversity Grows
CoinDCX’s annual findings shed light on how investor preferences are expanding beyond Bitcoin. Layer-1 assets continue to hold the lion’s share, representing more than 43 percent of total portfolio volumes, while Bitcoin still commands a solid 26 percent. Interestingly, memecoins have carved out an 11 percent share, showing that speculative narratives remain part of the market mix.
However, what stands out most is the growing interest in a variety of blockchain ecosystems and emerging projects. Investors who once restricted themselves to Bitcoin and Ethereum are now exploring assets like Solana, Sui, and other newer entrants in the digital economy.
This widening investment base highlights a clear transition toward long-term allocation strategies. It suggests that Indian traders are no longer treating crypto as a quick-profit avenue but rather as an asset class requiring the same portfolio management discipline seen in equity and mutual fund markets.
Millennials Lead the Charge as Gen Z Follows the Trends
CoinDCX’s report also revealed demographic shifts that shed light on who is driving India’s crypto momentum. The average trader on the platform is now 32 years old, signaling that millennials are the primary group shaping investment activity. These investors tend to blend traditional financial awareness with a forward-looking approach to digital assets, leading the charge toward a diversified crypto portfolio.
While millennials dominate, Gen Z remains an active and experimental group within the market. Younger investors are gravitating toward narrative-driven sectors, such as layer-2 networks, non-fungible tokens, and memecoins. Their curiosity and high-risk appetite continue to inject energy into the evolving market, keeping innovation at the forefront of India’s crypto movement.
One of the most encouraging insights from the report is the sharp rise in female participation. Although men still represent the majority of users, the number of women investing through CoinDCX has doubled year-over-year. More women are now expanding beyond Bitcoin and Ethereum to explore assets like Solana and Sui, a sign that diversification is not only about assets but also about investor demographics.
India’s Adoption Expands but Depth Still Emerging
While the growth in diversified crypto portfolios is promising, CoinDCX’s leadership acknowledges that India’s crypto adoption, though wide, still lacks depth. Sumit Gupta commented that while mobile wallet usage and user onboarding continue to grow, the country trails behind in deeper engagement metrics such as token-related web traffic and active onchain participation.
The broader trend aligns with global insights from a16z Crypto’s State of Crypto report, which ranked India among the leaders in developing nations for mobile wallet activity. However, the same data highlighted that Indian investors are still in the early stages of deeper engagement with blockchain ecosystems.
Gupta described this phase as an opportunity for education and innovation, urging the ecosystem to build tools and platforms that make crypto more accessible and intuitive for the next wave of users. With over 20 million registered users and backing from global investors like Coinbase, CoinDCX continues to play a crucial role in bridging traditional finance with the new digital frontier.
Outlook for India’s Crypto Investment Landscape
As 2025 unfolds, the trend toward diversified crypto portfolios signals a defining moment for India’s digital asset market. Investors are adopting a more mature, research-driven approach, blending long-term strategy with selective exposure across different asset classes. This evolution reflects both growing confidence and a more sophisticated understanding of how crypto fits into the broader financial picture.
India’s next challenge will be deepening this adoption through education, regulatory clarity, and infrastructure that empowers investors to engage more meaningfully with blockchain technology. With exchanges like CoinDCX leading the charge, the country’s crypto ecosystem appears well positioned to transition from speculative enthusiasm to sustained, strategic participation in the global digital economy.
Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards.
